Debt Payoff Calculator

Snowball · Avalanche · Custom
Want help putting this into action? Schedule a free 20-minute call
A few things to know: Your data saves automatically in this browser on this device only — it won't carry over to other devices or browsers, and clearing your browser history will erase it. If you share this link with someone, they'll start with the default values. Account-based saving across devices is coming in a future update — further enhancements are planned.
Strategy
On top of all your minimums, this is what attacks the target debt first
Your Debts
Overview
Debt-Free Date
with your current plan
You Save
vs. minimums only
Balance Over Time
Your Plan Minimums Only
The Comparison
Payoff Order
DebtPaid OffInterest Paid
For illustrative and coaching purposes only. Not investment, tax, or securities advice. Interest is estimated monthly on each balance, minimum payments are treated as fixed, and any payment freed up when a debt is cleared rolls onto the next one. Real statements vary, especially cards with percentage-based minimums.
© Sergey Molla